Insurance companies often raise the premiums of senior citizens because of a perceived risk that older drivers are more likely to get into an accident due to issues, such as declined cognitive function, and health issues, such as arthritis. Here are a few ways, as a senior citizen, you can keep your car insurance rates low despite your increasing age.
Take A Safe Driving Course
Many insurance companies will offer you a multi-year discount if you take a safe driving course through an approved company.
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When you want new auto insurance but you do not want to sit in an office with an agent or wait in a lobby or line to talk to someone, you do have options. With the advancement of mobile apps and mobile technology and computers, you can acquire a new auto insurance policy quickly and easily. Here are some ways to bypass agents and waiting lines and get your new policy quickly.
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If you own an automobile, you know that auto insurance is a necessity. Not only does it keep you in compliance with the law, but it protects you in the event of an accident. However, not all auto insurance is the same. There are a lot of different extras that you can choose to add on to your policy that could come in handy. However, many people either don't know about them or simply choose to forgo adding them to save a few bucks each month.
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Owning a home and raising a family often means having serious discussions about things you'd rather not talk about. At the top of the list is one's impending mortality. However, you need to talk about your mortality if you are going to establish a plan so your children and spouse won't be financially devastated if you were suddenly out of the picture and unable to earn money to pay the bills anymore.
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When you purchase homeowner's insurance, you need to realize that their are different common levels of coverage that are offered. Here is what you need to know about HO2 or level 2 homeowner's insurance policies.
HO-2 Falls Right In The Middle
HO-2 is essentially a middle-of-the-line coverage for your home. It is not as basic as HO-1 or HO-8 insurance, nor is it as comprehensive as other insurance policies, such as HO-3 or HO-5.
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