When traveling, renting a car is often a great way to be able to get where you need to go. When you rent a car, the company will offer you the ability to purchase insurance on the rental car. Before you agree to purchase or to pass on the insurance, it is important to know if there is any other way you could get the coverage you need. You do not want to drive a rental car without any insurance coverage because if anything happens while the car is in your care, you will be responsible for paying for the repairs out of your own pocket.
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While there some cases of workers compensation fraud, in which a claimant fakes injury to secure disability payments, there are also cases of employers or insurers who attempt to cheat workers out of compensation for actual injuries.
It's always a good idea to know your rights when you are injured on the job and to prepare for any dispute that may occur should a conflict arise concerning the validity of your claim.
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You probably don't want to think about it, but there will come a time when you're not here, a time when your family will have to fend for themselves. If you do nothing to prepare for that day, your family could struggle financially, emotionally, and legally, trying to put the pieces of their lives back together after your death. Following are four things you can do now to protect your family and make life easier for them when you die.
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You never want to see someone get injured while working for your small business, but workplace injuries do occur. That is why workers' compensation insurance exists. It not only protects your business, but can provide employees with compensation if they were to become injured while working for you. When an injury occurs, be sure to follow these 4 things.
Get All The Facts Right Away
You'll want to make sure that you have all of the information regarding the injury, and it's best to do that immediately after it happened while the incident is fresh in everyone's mind.
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When you're traveling for the summer, the last thing you want to experience is an automobile accident that puts a damper on your fun. While your auto insurance agent will still be able to handle the claim for you over the phone, it's best to do everything you can to avoid putting yourself in this situation. While accidents can certainly happen, some smart preparation ahead of time will reduce your chance of finding yourself in a collision -- and having to spend part of your vacation dealing with the insurance claim.
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